96015 Monterey Street, Fernandina Beach, FL 32034

Property Description

Imagine mornings overlooking the marsh, coastal birds gliding across the water, dolphins frolicking in the distance and casting a line for redfish, flounder, or trout as the sunset paints the sky with fluffy pink clouds. At the end of a quiet, dead-end road, this coastal retreat offers approximately 1.32 acres of privacy and possibilities. Inside, a dramatic two-story great room features a stacked stone fireplace, soaring ceilings, and expansive windows that flood the space with sunlight and frame the marsh. Open dining and kitchen areas and an adjacent sunroom make it easy to unwind or gather with friends. The main level also includes two bedrooms, a hallway bath, a mudroom, and access to a spacious two-car garage. Upstairs, the primary suite opens to a deck with spectacular views. A low-maintenance, tree-shaded front yard welcomes you home, while the private backyard is made for fishing, kayaking, paddleboarding, and watching coastal wildlife. A dock extends into the tidal creek, and a covered boat storage area, separate storage shed, and walk-in attic offer ample space for toys, tools, and treasures. With great bones and room to make it your own, this 3-bedroom, 2-bath home could become your waterfront paradise. The setting is already here. The possibilities are yours. Waterfront access is tidal. Use of the existing dock for boating would require a boat lift. Buyers should independently verify water depths, navigability, tidal conditions, and permitting requirements for a lift or intended waterfront use.